2020 has been tough. We don't need to remind you of that, and as fantastic as the Xbox Series X and PlayStation 5 might be, the fact Microsoft has released game-changing hardware at R7,000 will be a godsend for anyone on a smaller budget. You’ll still get to marvel at next-gen loading speeds and graphics. So it’s a win-win. No question.

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• User Ratings (4 Votes)6.8

This generation of consoles brought some interesting challenges. One of the major ones being how to make hardware that’s actually fairly expensive more accessible. And with accessible, we obviously mean affordable — because not everyone has R12k for a next-gen console, no matter the logo. That’s exactly what Microsoft set out to do with the smaller, lower-cost Xbox Series S this year. It’s not the flagship Series X, and doesn’t even resemble the bigger sibling. But it features some stellar components under the hood and comes in at a far more affordable price.

Despite its less impressive stature and more conservative tech specs, the Series S is the humble piece of tech that still makes great leaps in terms of next-gen implementation. It’s not an Xbox One, that’s for sure — and it holds up as a meaningful addition in the Xbox lineup this year.

The ultimate Game Pass machine

If you’re keen on next-gen, but would like to stay in a budget, the Xbox Series S / Game Pass combo is exactly what you need. For all of the goodies squeezed into Xbox Game Pass (oh, and it’s great value), we can overlook the lack of any impactful launch titles on the new consoles this year.

If you’re an Xbox Game Pass subscriber, you’ll get immediate access to the same titles you’ve been playing on your Xbox One. That means once the Series S is connected up to power and a display, you can chow down on over 100 titles, including major Xbox Games Studios franchises like Gears of War, Halo, and Sea of Thieves.

Microsoft is also rolling out a new initiative called Smart Delivery that lets you by some titles only once. Let’s say, for instance, you purchased Assassin’s Creed Valhalla for your Xbox One and then upgraded to a Series S/X later on, you’d gain instant access to the title on your next-gen box for no additional bucks.

Some older Xbox titles are being issued with ‘Optimised for Xbox Series S|X’ updates. These updates will help reduce load times, bump frame rates, and usher in graphical improvements. We’ve spent hours with the Optimised version of Gears 5, and the difference is undeniably impressive.

Little white box

It’s no Series S, but we’re ready to argue that the little S oozes slightly more ‘console’ energy than the big sibling.

Here you get that robot white finish, the weirdly captivating air vent, and the minimalist shell that defies logic and somehow manages to make the humble cuboid sexy. It’s also one of the lightest full-spec consoles we’ve laid our hands on. Remember when they said that tech is getting smaller and smaller? This is the only testament to that statement across all launch consoles this year. The Series S is arguably the most portable of the bunch and is small enough to sit snuggle next to your display. Easy.

It’s fitted with a lot of useful connectivity options in the form of three USB 3.1 ports, one HDMI 2.1 port, and an Ethernet port.

Not pulling punches

You’ll see the differences immediately in terms of performance. There’s no question whether this little machine is next-gen or not. It very clearly is. It’s got the same Custom NVME SSD as the X, in combination with the all-new Xbox Velocity Architecture to get things done in quick-quick.

Here you get faster loading times, steadier frame rates, and impressive quality of life features like Quick Resume, which suspends game state data on the internal SSD to let users hop between multiple titles in a snap — similar to how you might leaf through apps on a smartphone. Just like its monolithic sibling, the Series S also supports DirectX raytracing, variable-rate shading, spatial audio, and frame rates of up to 120fps, so you won’t be missing out if you opt for the miniature console.

Quick Resume, in particular, is an absolute revelation. The feature dropped us in the middle of a Gears 5 set piece within 10 seconds of booting up the console, letting us mow down locust (or whatever they’re called these days) before we’d even parked ourselves on the couch. By comparison, it took the launch Xbox One around 30 to 40 seconds to complete similar tasks.

Those nimble innards, which are powered by a custom-designed processor leveraging AMD’s latest Zen 2 and RDNA 2 architectures, also turned loading screens into blink-and-you’ll-miss-them affairs. We spent a fair bit of time with a range of triple-A titles including Doom Eternal, Forza 7, and Watch Dogs Legion, and we can’t recall ever doom-scrolling Twitter in a bid to pass the time.

One of the key differences between the Series S and the Series X lies in resolution, and while the top-end Series X targets 4K at 60fps with support for up to 120fps, the Series S generally chases 1440p at 60fps with support for up to 120fps – although it is capable of rendering at native 4K if a developer chooses to implement support, and will also upscale when connected to a 4K TV.

Speaking of trade-offs, it’s also worth noting that the Series S packs a modest 512GB SSD (though only 364GB is actually usable) compared to the 1TB SSD found in the Series X. That’s… small. So you’ll need to micromanage that library to death.

Microsoft Xbox Series S Verdict

2020 has been tough. We don’t need to remind you of that, and as fantastic as the Xbox Series X and PlayStation 5 might be, the fact Microsoft has released game-changing hardware at R7,000 will be a godsend for anyone on a smaller budget. You’ll still get to marvel at next-gen loading speeds and graphics. So it’s a win-win. No question.

Karl G. Volkmar

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Principal, Senior Consulting Actuary

Credentials: FSA, MAAA, FCA
Email:kvolkmar@uhasinc.com
Call: 317-575-7672

Karl, a seasoned health actuary and executive with over 20 years of senior management and consulting experience, is the founder and principal of UHAS. He and his firm provide health actuarial and management consulting services for a wide range of individual and group medical and supplemental insurance products, and health & welfare actuarial and benefits consulting services for both insured and self-insured plans.

With substantial credentials, published articles and strong industry service, Karl is a recognized leader in the health insurance industry. Karl worked for well-known insurance companies and consulting firms until starting the predecessor practice to UHAS in 2000. UHAS has since developed a seasoned staff and large, diverse client base, and one of its largest and fastest-growing practice areas is its government-centered actuarial practice. Karl has performed actuarial services for a variety of organizations as both an employee and a consultant since 1985. He has provided and/or supported the full spectrum of health-related actuarial services (e.g., product development/pricing, rate filings, financial projections, valuation services, etc.) in a wide variety of settings.

Karl is a Fellow of the Society of Actuaries, a Member of the American Academy of Actuaries, and a Fellow of the Conference of Consulting Actuaries. He earned his bachelor’s degree in Actuarial Science from the University of Illinois.

Society of Actuaries (SOA) Publications:

• “Chairperson’s Corner” – Health Section News, August 2005
• “Chairperson’s Corner” – Health Section News, March 2005
• “Data Quality in Real Life” – Health Section News, September 2001
• “What No One Ever Told Me About the Rate Filing Process” – Health Section News, December 2000
• “What the Examination System Doesn’t Teach About Health Insurance”– Health Section News, August 2000

Professional Volunteer Activities:

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• AAA LTC Credibility Monograph Work Group – 2012-present
• AAA Individual and Small Group Market Task Force – 2011-2012
• AAA Individual Medical Market Task Force – 2010
• AAA Small-Group Market Task Force – 2010
• AAA Health Care Reform – Grandfathering Provisions Subgroup – 2010
• SOA Health Section Council
  • Elected Member in 2010 (3-year term)
  • Advisor Regarding Worksite Product Issues/Perspectives (2005-2006)
  • Liaison to the Conference of Consulting Actuaries (2004-2005)
  • Elected Member 2002-2005
    • Chair 2004-2005
    • Vice Chair 2003-2004
    • Secretary/Treasurer 2002-2003
• SOA Long-Term Care Insurance Section Council – 2007
• SOA Spring Meeting Program Committee
  • Chair – 2013
  • Vice Chair and Health Section Representative – 2012
  • Member-at-Large – 2004
  • Health Section Representative – 2002-2003
• SOA Annual Meeting Program Committee
  • Health Section Representative – 2011
  • Chair – 2007
  • Vice Chair – 2006
• SOA Committee on Elections – 2004
• SOA Health Benefit Systems Seminars Committee — 2003-2004
• SOA Spring Meeting Moderator and/or Presenter — 2001, 2005 (2 sessions)
• SOA Annual Meeting Moderator and/or Presenter — 2004
• General Cologne Re LTC Forum Speaker — 2003